Why
EFCU?
Once a member, always a member…membership may be retained regardless of any change in the original qualifications for membership as-long-as the member remains in good standing with the credit union.

Membership in Employees Federal Credit Union is extended to employees and retirees of: Tulsa County, Creek County, Osage County Sheriff’s Office City of Tulsa elected and appointed officials, Tulsa Housing Authority... And more
Eligibility
Eligibility
Bring in a completed Membership Application and deposit $25.00 into a regular share account.
Apply for Membership
Apply for Membership
Employees Federal Credit Union is a non-profit financial cooperative owned by its depositors, which we refer to as "members". This relationship gives you, as a member, the unique distinction of being an owner of the credit union as well as entitling you to a vote in the credit union’s annual meeting. Better still, being a member means you will be conducting your finances with an institution that is locally owned and operated from top to bottom.
Services We Offer
Cars For Sale!
Freshly Detailed, Fully Inspected, CarFax Available, Special Financing Available for Qualified Buyers
See What's AvailableDownload Our Mobile App
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Account Balances & History
View your account balances and review your transactions in the palm of your hand, any time, any place.
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Account Alerts
Protect yourself from overdrawn accounts or unauthorized transactions. Set account alerts for low balance, loan due dates, and transactions over a determined limit.
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Transfer Funds
Transfer from savings to checking, make loan payments, or set up recurring payments into a club account.
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Mobile Deposit Checks
Make a mobile check deposit directly into your eligible checking or savings account from the convenience of your phone.