Loan Products

Loans at EFCU

  • Vehicle Loans (Car, Truck, & Van Loans)

  • Other Vehicle Loans (Recreational Vehicle, Boat, & Motorcycle Loans)

  • Personal Loans (Share Secured, Share Certificate Secured, Signature Loan, & Signature LOC)

  • Home Equity Loans (Home Equity Loan, Home Equity LOC, & Mortgages)

SavvyMoney

Loan Calculators

Calculate Your Loan Payment

Enter the term, rate and loan amount; the loan payment will be calculated for you.

*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

Loan Afford Calculator

Enter the term, rate and desired payment; the loan total will be calculated for you.

*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

Calculate your Interest and Savings

This calculator will show you how much you can save if you make half of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you are making one extra mortgage payment per year!

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The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

Refinance

This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.

Your Current Mortgage Information

Refinancing Information

If you are unsure, multiply your current balance owed by 0.3.
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*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

See How Much You Can Save

To calculate the future value of a one-time, lump-sum investment, enter the dollar amount invested, the interest rate you expect to earn, and the number of years you expect to let the investment grow, then click the "Compute" button.

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The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

Build Your Savings Calculator

To calculate the future value of a monthly investment, enter the beginning balance, the monthly dollar amount you plan to deposit, the interest rate you expect to earn, and the number of years you expect to continue making monthly deposits, then click the "Compute" button.

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*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.